Privacy Statement

How 101 Mortgage Rates collects, uses, and protects consumer information.

Effective Date: June 8, 2026

Information We Collect

We may collect information you provide through our refinance request form, including your name, email address, cell phone, home phone, property address, city, state, ZIP code, mortgage details, estimated home value, income range or income information, credit score range, refinance goals, and other information you voluntarily submit.

Tracking and Compliance Information

For security, fraud prevention, lead verification, and compliance purposes, we may collect submission timestamp, IP address, user agent, landing page URL, referrer URL, internal lead reference, Jornaya LeadID if configured, TCPA consent status, and the exact consent language displayed at the time of submission.

How We Use Information

We use submitted information to process your refinance request, connect you with eligible mortgage-related providers, verify consent, maintain compliance records, improve our website, and respond to inquiries.

Sharing of Information

Your information may be shared with trusted partners, including mortgage companies, lenders, brokers, service providers, marketing partners, and their authorized representatives, for the purpose of responding to your refinance, cash-out refinance, home equity, debt consolidation, or related financial services request.

Trusted Partner List

You may view our current trusted partner list here: Trusted Partner List.

Your Choices

You may request not to be contacted. You may also reply STOP to text messages where applicable. Consent is not a condition of purchase.

Data Security

We use reasonable administrative, technical, and organizational safeguards. No website or electronic transmission is guaranteed to be fully secure.

Contact

For privacy questions, contact the website operator through the contact information displayed on 101MortgageRates.com.

Return to Application | Disclosures