Effective Date: June 8, 2026
Marketing Website Disclosure
101 Mortgage Rates is a marketing and lead generation website. It does not make credit decisions, loan commitments, underwriting decisions, or funding decisions. Submitting a form does not guarantee approval, loan terms, rates, payment savings, or program availability.
No Financial, Legal, or Mortgage Advice
Information on this website is provided for general informational purposes only and should not be considered financial, legal, tax, or mortgage advice. Consumers should consult a licensed mortgage professional before making financial decisions.
Consent to Contact
By submitting the form and agreeing to the TCPA consent language, consumers authorize 101 Mortgage Rates and its trusted partners to contact them regarding mortgage refinance, cash-out refinance, debt consolidation, home equity, and related financial services, subject to applicable law.
Non-Disclosure and Confidentiality Statement
Information submitted by consumers is intended to be handled confidentially and used only for legitimate business, compliance, verification, and contact purposes related to the consumer’s request. Trusted partners receiving consumer information are expected to use such information only for authorized purposes and not to sell, misuse, or disclose consumer data except as permitted by applicable law, consent, contract, or operational necessity.
Partner Disclosure
Consumers may be contacted by one or more trusted partners listed here: Trusted Partner List. The list may be updated from time to time.
Accuracy of Information
Consumers certify that the information submitted is accurate to the best of their knowledge and that they are the subscriber or customary user of any phone number provided.
Rates and Program Availability
Any examples, references, or estimates are illustrative only. Actual rates, payments, terms, and eligibility depend on market conditions, credit profile, income, loan-to-value ratio, property type, occupancy, lender guidelines, and underwriting requirements.